Saturday, September 5th, 2026
In a survey of 520 homeowners in April, 44 percent said their insurance premium now rivals their mortgage payment and 23 percent had been dropped by a carrier since 2024. Of those dropped, 16 percent ended up in state-sponsored coverage.
Headline inflation cooled, but households keep feeling squeezed, and the culprit hiding in the budget is insurance: home, auto and health premiums repricing years of accumulated risk.
After years of earning nothing, household savers have become rate shoppers, and the deposit market is behaving like a market again.
The meme-stock cohort did not disappear when the fever broke. It aged into the most financially engaged retail generation in decades, with the account balances to show it.