Health
The Hospital Bought a Device With a Software End Date
Imaging systems and infusion pumps are capital assets depreciated over a decade or more, running software the manufacturer stops supporting long before the hardware wears out.
Capital
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Business
The Sale-Leaseback Solves This Year and Prices the Next Ten
Companies short of capital are selling the property they operate from and leasing it back. The proceeds arrive immediately and the obligation arrives every month for two decades.
Health
Nursing Homes Are a Real Estate Problem Wearing a Care Uniform
Separating the property from the operation made nursing homes financeable. It also created a fixed obligation that does not move when occupancy does, and that is where the failures start.
Business
Companies Are Becoming Their Own Insurers
Mid-sized companies that spent years absorbing premium increases are forming captive insurers to keep the money in-house. It works, until the year it is tested.