Money
Overdraft Revenue Went Away. The Fee Did Not
Overdraft charges have fallen sharply, which is a real gain for the households that paid them. The cost of a checking account did not fall, because it moved somewhere less visible.
Fees
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Markets
The Quiet Revenue Line in Your Index Fund
Lending out the shares a fund holds has offset fees for years and rarely appears in the conversation about cost. As balances grow, the question of who keeps the proceeds is getting harder to leave unasked.
Money
The Closing Costs Nobody Shops For Have Quietly Doubled
Title, escrow, recording and settlement fees are disclosed on every mortgage and compared by almost no one. The line has grown faster than the loan it attaches to, and buyers pay it once and forget it.