Money
The Health Savings Account Becomes a Retirement Vehicle
The best-taxed account in the American system was designed for medical bills and is increasingly being used as a supplemental retirement fund by the people who least need help saving.
Household Finance
Money
Buy Now, Pay Later Grows Up and Gets Reported
Installment lending at the checkout spent years invisible to the credit system. As it becomes reportable, both the lenders and the borrowers are discovering what visibility costs.
Money
The Great Inheritance Arrives, Unevenly
The largest generational wealth transfer on record is underway. Most of it is moving to households that were already comfortable, and much of it is being consumed by end-of-life costs before it moves at all.